Your Trusted Insurance Partner

American Alliance Insurance Brokers (AAIB) is an independent retail brokerage providing Auto, Home, Condo, Landlord, Earthquake, Umbrella, and Business insurance solutions throughout California. With access to a wide network of A-rated carriers—and the California FAIR Plan when needed—we deliver reliable coverage tailored to each client’s needs. As a family-grown agency, we treat every client like family—offering personalized service, clear guidance, and trusted support every step of the way.

Built Around Your Peace of Mind

At AAIB, we provide peace of mind through comprehensive, thoughtfully tailored insurance solutions. Our mission is simple: protect what matters most—whether that’s your home, your business, or everything you’ve worked hard to build. We’re committed to delivering exceptional service and coverage designed around your unique needs.

Built on trust and transparency, our goal is to be your first choice for property and casualty insurance. We believe every client deserves to feel confident and secure in their decisions, backed by a team that treats them like family. Your protection—and your peace of mind—are at the heart of everything we do.

Meet Our Experts

Get to know our dedicated team—each member brings specialized expertise and a commitment to service, so you can feel confident you’re in capable hands.

With well over a decade in the game, Chase isn’t just experienced—he’s battle-tested across every angle of the insurance world. He earned his Commercial Lines Coverage Specialist designation from The Hartford School of Insurance in 2015 and spent years mastering the commercial space, turning complexity into strategy.

In 2024, he took the reins of a legacy personal lines book built over 20+ years—and hasn’t let up since, scaling it with precision and purpose. A sharp-minded businessman, licensed producer, and high-level multitasker, Chase brings both hustle and heart to everything he does.

At his core, he’s building something bigger than policies—carrying forward his father’s legacy under the American Alliance name and raising the standard, one family and one business at a time.

With over four decades in the insurance world, Cindy is not just experienced—she’s a cornerstone of it. Bringing deep expertise, sharp insight, and a consistently positive mindset, Cindy elevates everyone around her at AAIB. With multiple industry designations and a mastery of commercial lines, she’s a trusted authority in her field.

Her approach goes beyond coverage—Cindy leads with care, clarity, and intention. Known for her calm presence and ever-present smile, she turns complex challenges into clear, confident solutions, always putting clients at ease.

A trusted advisor and selfless leader, Cindy sets the standard for what exceptional service looks like. Her knowledge is matched only by her heart, and she consistently goes above and beyond to deliver real peace of mind. AAIB isn’t just lucky to have her—it’s better because of her.

With years of hands-on experience across personal lines insurance, Nicole has built her career on one thing: taking care of people. As an Account Manager, she’s known for turning client relationships into lasting trust — improving retention, streamlining service, and making sure every policyholder feels genuinely looked after. Her background managing large-scale service and training operations at GEICO gave her a rare eye for what great customer experience actually requires, and she brings that same standard to every account she touches at American Alliance.

Nicole has a gift for making the complicated feel simple — walking clients through coverage decisions with patience, clarity, and an unwavering commitment to getting it right. Whether it’s a routine policy review or a question about a renewal, she shows up prepared, personable, and ready to help.

Licensed, dedicated, and endlessly client-focused, Nicole is here to make sure our clients always have someone in their corner.

With decades of experience across both personal and commercial lines, Ed brings a rare depth of knowledge to every client interaction. Having written nearly every type of risk imaginable, he has a particular knack for navigating complex placements—especially within the surplus market—where creativity, precision, and strong carrier relationships truly set him apart.

Known for his strategic mindset and steady hand, Ed doesn’t just place coverage—he engineers solutions. He’s often the one other brokers turn to when a deal gets difficult, leveraging his deep market insight to find paths forward where others see roadblocks.

Well-spoken, thoughtful, and solutions-driven, Ed approaches every situation with clarity and confidence. His experience, adaptability, and commitment to doing things the right way make him an invaluable asset to AAIB—and a trusted partner for clients facing even the most complex insurance challenges.

Our Core Values

Integrity

We prioritize honesty in dealings, ensuring transparent communication with our clients.

Reliability

Our clients can count on us to deliver dependable service, even in challenging times.

Affordability

We strive to offer competitive prices without compromising the quality of our service.

Safety

We are committed to helping our customers manage risks and enhance their safety measures.

Key Milestones in Our Company History

Since our inception, we have steadily built a reputation for reliability and integrity. Each year marks a new chapter in our journey, driven by our commitment to delivering quality insurance solutions. From the first policy issued to our latest expansion, our focus has always been on meeting our clients’ needs and fostering trust.

As an independent brokerage, we’ve prioritized relationships over transactions—taking the time to understand each client’s unique circumstances, goals, and concerns. This approach allows us to craft tailored coverage strategies that evolve alongside life’s changes, whether it’s a growing family, a new home, or an expanding business.

Over time, we’ve expanded our carrier partnerships and deepened our industry expertise, giving our clients access to a broader range of competitive, A-rated options. Even in complex or high-risk scenarios, we remain committed to finding thoughtful solutions—never settling for one-size-fits-all coverage.

Our growth has been fueled not only by experience, but by the trust our clients place in us year after year. Referrals, long-standing relationships, and community ties continue to shape who we are today. As we look ahead, we remain grounded in the same principles that started it all: honest guidance, responsive service, and a genuine commitment to protecting what matters most.

2009 - Company Established

After 30+ years of experience in Group Benefits, Gary Whiddon launched a new company focused on providing trusted property & casualty insurance solutions.

2012 - Company Named Amended

We updated our name to American Alliance Insurance Brokers to better reflect our focus on property & liability insurance and the comprehensive solutions we offer. While our name changed, our commitment to protecting our clients remained the same.

2015 - Strategic Growth & Partnerships

Through strategic partnerships with two other small business owners, we’ve expanded our property & casualty services across California—enhancing production, broadening market access, and building even stronger client relationships.

2026 - Transfer of Ownership

On January 1, 2026, the leadership baton was passed to Gary’s son, Chase, who proudly continues to grow the agency and uphold his father’s legacy.