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Affiliates
Agent Affiliates

Agent Affiliates

Having specialized in benefits for over 30 years, I have enjoyed the freedom of owning my own business. I work at my own pace, control my financial destiny and have found that there is nothing more motivating than seeing hard-working people thrive....

Group Health Insurance
Health & Wellness

Health & Wellness

There are some new approaches to wellness that employers are starting to utilize to reduce their spending on health insurance premiums.  Some of the new ideas to reduce costs by using a wellness program include: Employers may require that employees...

ACA Avoidance : 100+
Avoiding ACA Penalties

Avoiding ACA Penalties

How can large employers avoid penalties? January 1, 2015 is fast approaching. Employers with 100+ full time employees are looking for ways to avoid ACA healthcare penalties in a timely and cost-effective manner. Many penalty avoidance plans with...

Retirement Planning
Retirement Planning

Retirement Planning

As we near the age of 60, retirement planning becomes a priority. For those of us who have saved between $100,000 and $1,000,000 we must avoid losses in the stock market, while still maximizing the accumulation with little or no risk to losing...

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