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Auto Insurance
Medical Payments Coverage

Medical Payments Coverage

What is this mysterious auto coverage? Medical payments coverage is primarily for your passengers if they are ever injured while you are driving. The coverage can also be used if you are injured as a passenger in someone else’s vehicle. It...

Auto Insurance
Uninsured / Under-insured Motorist Coverage

Uninsured / Under-insured Motorist Coverage

Understanding the coverage 1/7 California drivers are uninsured OR under-insured. It is illegal in California to operate a vehicle without auto liability. With that said, California requires 15/3/5 liability limits as a minimum requirement. This...

Bad service amplified on Dec 1st

What do people say when the complain about their insurance provider? Why is it people leave the same insurance broker or company they have been with for 30 years? . The most important factor in your satisfaction with your insurance broker is the...

Need more doctors to choose from?

Like it or hate it the Affordable Care Act is here to stay. There are two choices when it comes to the new version of health care in America. You can spend your time complaining and not learn about the benefits of the law, or you can learn how to...

Miss Open Enrollment?

If you are anything like me the holidays are an extremely busy time of year. Family is in town, holiday parties, and you have to fight the crowds for a parking spot at the mall. The last thing on your mind is health insurance. When you finally go...

Small Group
Relief for Small Employers

Relief for Small Employers

An employer cannot offer employees cash to reimburse the purchase of an individual policy, whether or not the employer treats the money as pre-tax or post-tax to the employee. Such arrangements (called “employer payment plans”) are subject to the...

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