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Proactive Health Management Plan
Proactive Health Management Plan (PHMP) that pays employees and employers. PHMP is a wellness-based program that helps employers and employees maximize their earnings by giving employees tax incentives by improving their health. What’s...
Pas-As-You-Go Work Comp
Looking to avoid an annual audit? Pay-as-you-go is a unique payment solution for workers compensation insurance. It’s an attractive option for both large and small employers. Pay-as-you-go can alleviate stress and provide peace of mind in...
Loan / Lease Gap Coverage
Imagine the following scenario: You are spending a Saturday afternoon looking for a vehicle to purchase or lease. You drive to the dealership, find the car you want, negotiate price, make a down-payment, and sign some paperwork. Those keys are...
Health Insurance Penalty Letters
We all knew it was coming; the government has begun to send penalty letters. The goverment has begun to send penalty letters. The purpose of these letters is to inform employers that they have one or more employees receiving a government subsidy....
Vehicle Discounts
How much are you paying for auto insurance? Whether you’ve had prior coverage OR you’re insuring a vehicle for the first time, you may be eligible for vehicle discounts. Insurance companies generally offer discounts to students,...
Improving Coverage but Lowering Your Cost
Employee benefits seem to have a rate increase every year. No matter how much you use your plan your insurance broker is constantly coming back every year at renewal with massive rate increases. It seems like no matter what; you get a 8 to 15%...
Avoiding ACA Penalties
Retirement Planning
Health & Wellness