Need more doctors to choose from?

Like it or hate it the Affordable Care Act is here to stay. There are two choices when it comes to the new version of health care in America. You can spend your time complaining and not learn about the benefits of the law, or you can learn how to law works and what...

Miss Open Enrollment?

If you are anything like me the holidays are an extremely busy time of year. Family is in town, holiday parties, and you have to fight the crowds for a parking spot at the mall. The last thing on your mind is health insurance. When you finally go to buy insurance; you...
Relief for Small Employers

Relief for Small Employers

An employer cannot offer employees cash to reimburse the purchase of an individual policy, whether or not the employer treats the money as pre-tax or post-tax to the employee. Such arrangements (called “employer payment plans”) are subject to the market reform...
Agent Affiliates

Agent Affiliates

Having specialized in benefits for over 30 years, I have enjoyed the freedom of owning my own business. I work at my own pace, control my financial destiny and have found that there is nothing more motivating than seeing hard-working people thrive. This desire to...
Health & Wellness

Health & Wellness

There are some new approaches to wellness that employers are starting to utilize to reduce their spending on health insurance premiums.  Some of the new ideas to reduce costs by using a wellness program include: Employers may require that employees pass biometric...
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