Auto Violations

Auto Violations

Will auto violations affect my insurance? Insurance companies typically permit 1 minor violation every 3-5 years. Examples of minor violations include disobeying a traffic light, making an illegal U-Turn, not wearing a seat belt, driving with illegal tint or a carpool...
Auto Liability

Auto Liability

How much auto liability is necessary?   California has minimum liability limits of 15/30/5. This means $15,000 of bodily injury liability per person, $30,000 of bodily injury liability per accident and $5,000 of property damage liability.  These limits are...
Medical Payments Coverage

Medical Payments Coverage

What is this mysterious auto coverage? Medical payments coverage is primarily for your passengers if they are ever injured while you are driving. The coverage can also be used if you are injured as a passenger in someone else’s vehicle. It serves purpose if you...
Uninsured / Under-insured Motorist Coverage

Uninsured / Under-insured Motorist Coverage

Understanding the coverage 1/7 California drivers are uninsured OR under-insured. It is illegal in California to operate a vehicle without auto liability. With that said, California requires 15/3/5 liability limits as a minimum requirement. This means $15,000 of...

Bad service amplified on Dec 1st

What do people say when the complain about their insurance provider? Why is it people leave the same insurance broker or company they have been with for 30 years? . The most important factor in your satisfaction with your insurance broker is the quality of service...
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